Research Publications

IGI Global — IGI Global

AYUDH: International Peer-Reviewed Refereed Journal — AYUDH: International Peer-Reviewed Refereed Journal

SURABHI: International Peer-Reviewed Refereed Journal — SURABHI: International Peer-Reviewed Refereed Journal

SURABHI: International Peer-Reviewed Refereed Journal — SURABHI: International Peer-Reviewed Refereed Journal

SUSTAINABLE DIGITAL BANKING: GREEN PRACTICES IN THE FINANCIAL SECTOR — Scientific Culture

Driving Business Success Through Eco-Friendly Strategies — IGI Global Scientific Publishing

Abstract The purpose of this research is to evaluate how artificial intelligence (AI) is influencing the sustainability plans of a number of different businesses. Work optimization are complete areas that are sighted associate in the employ environmental concerns such shift go further imperative. The paper highlights how artificial intelligence has the potential to very importantly reduce carbon footprints boost Supply Productivity and Foster behaviors that are environmentally friendly. This is complete survey of AI-driven break through problem. This research combines case studies interviews with industry experts and quantitative Information analysis in order to present a comprehensive picture of the implications that artificial intelligence has on sustainability. The findings advice that AI has the prospective to cut environmental impacts; downsides relevant to the number of Supply and consumes. To fully fulfill the potential that artificial intelligence holds for sustainability it is vital to strike a balance between environmental responsibility and technological innovation.

SCIENTIFIC CULTURE — SCIENTIFIC CULTURE,

This study examines how sanctions and geopolitical fragmentation are changing international finance and trade. Using case studies of Russia, Iran, and Sub-Saharan Africa, it finds that sanctions are encouraging countries to reduce dependence on Western financial systems, increase gold reserves, develop alternative payment systems, and redirect trade routes. These changes have helped countries adapt to external pressure but have also created new economic dependencies and vulnerabilities. The study highlights how geopolitical tensions can reshape global financial flows, supply chains, and trade relationships.

Journal of Information Systems Engineering and Management — Journal of Information Systems Engineering and Management

The rapid growth of financial technology (fintech) has transformed banking and financial services through innovative digital solutions. Fintech improves efficiency, transparency, accessibility, and financial inclusion. It also plays an increasingly important role in supporting sustainable finance and addressing climate change challenges by promoting digital and environmentally responsible financial solutions.

INDIAN JOURNAL OF APPLIED RESEARCH — Indian Journal of Applied Research

This study compares the profitability and liquidity of DGVCL and UGVCL over a ten-year period (2010–2020). Profitability is assessed using ROA, EBITDA, Net Profit Margin, ROCE, and EPS, while liquidity is measured through Current Ratio and Quick Ratio. Using mean comparison and t-tests, the study concludes that DGVCL has a better overall profitability and liquidity position than UGVCL.